Credit Analyst

Reports to: Credit Risk Manager
Location: Nottingham Head Office
Working hours: Monday to Friday, 37.5 hours a week

We’re looking for an insightful and motivated credit analyst to join our Credit and Debt Family. You’ll be part of our credit team responsible for building our credit reporting portfolio that delivers dashboards, insights, and models to the business.

You’ll analyse data across our debt book to spot trends, look for potential areas of focus and trends that only the data can spot for us, effectively point out the things we don’t know that we need to know. Therefore, we need an experienced, insightful, and curious character that will explore a whole range of hypothesis that are driven by the data, rather than posed by the business necessarily.

You will work very closely with the Operations Manager for Credit and Debt and directly influence and build the strategy for how we manage the portfolio moving forward. This strategy will then impact, and shape operations, sales, and financials so are far reaching within our organisation.

Passionate and motivated people are the power behind our growth so we’re looking to expand our team and you could be part of our success story.

What We Need From Yü
Here’s a taste of what you’ll be doing:
– Analysing and proposing operational strategies
– Building insight into our portfolio
– Understanding and articulating the impact of those strategies on all parts of the organisation
– Analysing data to spot trends and investigating the root cause behind changes in our debt book, tell us the unknown.
– Writing queries, notebooks, and scripts to answer ad hoc analytics questions. Adding to our existing data pipeline infrastructure to deliver data and insight to the business in an automated way
– Supporting the Credit and Debt Operations Manager to give insight into how to optimise credit strategy based on risk
– Supporting the credit team’s operational processes by providing key data items

About Yü
If you have what it takes you could be just what we’re looking for…
– Analytical – Excellent problem solving, strategic thinking and analytical skills
– Inquisitive – Being able to seek out information and not just accepting the first response
– Organised – Fantastic organisational skills
– Knowledgeable – Being able to use Excel to a high level to find patterns
– Confident – Would need confidence to report and challenge gaps found
– Team Player – You enjoy working closely with a team
– Great communicator – you have first-rate communication and interpersonal skills

Yü Come First
We have a wide range of benefits for our employees including:
– 24 days annual leave + bank holidays
– Annual leave purchase
– Learning and development opportunities
– Employee perks and support
– Recognition and reward
– Day off on your birthday
– Plus many more

Do Yü have what it takes? We’d love to hear from you, please apply by sending your CV to

Yü Energy are one of the UK’s fastest growing business energy and water providers. Our innovative and rapidly expanding range of energy solutions help businesses of all sizes across the UK to better manage their utilities. From energy and water supply to electric vehicle charge points and smart energy solutions, our services are specifically tailored to the needs of business customers.

For more information visit our website

By submitting your application, you are consenting to the GDPR candidate agreement.